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{"id": 505844, "content": "【Co {"id": 505844, "content": "【Coinbase联合Better推出加密抵押房贷，支持BTC与USDC用于抵押】金色财经报道，Coinbase宣布与美国在线房贷平台Better合作推出首个合规加密抵押房贷产品，允许用户以其Coinbase账户中的比特币或USDC作为抵押，用于支付购房首付款，相关房贷由Better发放和管理，具备与传统合规房贷相同的法律保障。 \n据悉，该产品结构为“双贷款模式”：一笔为标准房贷，另一笔为以加密资产抵押的首付贷款，两者利率及期限一致，用户仅需承担一笔合并月供，抵押资产将托管于Coinbase Prime账户，在贷款偿还后返还，且房贷条款不受BTC价格波动影响。", "content_prefix": "Coinbase联合Better推出加密抵押房贷，支持BTC与USDC用于抵押", "link_name": "原文链接", "link": "https://www.coinbase.com/zh-cn/blog/coinbase-powers-the-first-crypto-backed-conforming-mortgages-by-better", "grade": 4, "sort": "", "category": 0, "highlight_color": "", "images": [], "created_at": 1774528576, "created_at_zh": "2026-03-26", "attribute": "精选", "up_counts": 353, "down_counts": 196, "zan_status": "", "readings": [], "extra_type": 0, "extra": null, "prev": null, "next": null, "word_blocks": [], "is_show_comment": 1, "is_forbid_comment": 0, "comment_count": 0, "analyst_user": null, "show_source_name": "", "vote_id": 0, "vote": null, "date": "2026-03-26"}... |